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KEYWORD "Affordability Tests" - 20 RESULTS
Renters may become first time buyers with just one per cent deposit

The government is considering allowing renters to buy their first homes with just one per cent deposits, according  to press reports...

22 January 2024

From: Breaking News

Massive Slump in buy to let lending - mortgage figures

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...

03 January 2024

From: Breaking News

Investors forced to sell after failing remortgage affordability

A buy to let mortgage broker is warning landlords that as many as one in three investors fail their lender's affordability...

06 March 2023

From: Breaking News

Roma Finance reduces bridging rates

Roma Finance has cut its bridging and development rates across its product range, which includes buy-to-let, after obtaining fresh and sustainable...

17 February 2020

From: Breaking News

More landlords opting for 5-year fixed rate deals

A growing number of landlords are opting for five-year fixed rate mortgages in favour of short-term alternatives which demand more stringent...

13 June 2018

From: Breaking News

West One to amend criteria for BTL affordability tests

But-to-let landlords will now be able to use non rental income towards the affordability assessment when applying for second charge buy-to-let...

24 May 2018

From: Breaking News

Landlords adopt ‘wait and see’ approach due to market uncertainty

Almost half of private landlords have opted to wait to see what impact Brexit and regulatory changes will have on the...

09 May 2018

From: Breaking News

Buy-to-let market ‘resilient’ despite uncertainly

A number of landlords remain confident about the buy-to-let sector despite tax hikes and tougher mortgage rules hitting the private rented...

04 April 2018

From: Breaking News

Landlords benefit from falling mortgage rates

The average two-year buy-to-let fixed mortgage deal at 75% loan-to-value (LTV) has fallen to a record-low of 2.47%, as many landlords...

30 January 2018

From: Breaking News

New mortgage advice clinic launched to help support portfolio landlords

A free mortgage advice clinic has been launched by The Happy Tenant Company in conjunction with the mortgage broker Lee Grandin...

15 September 2017

From: Breaking News

Suppressing BTL market leaves overall housing market in a ‘precarious position’

The government is putting the overall housing market at risk by “squeezing” the buy-to-let sector with higher stamp duty, new mortgage...

30 May 2017

From: Breaking News

Buy-to-let property purchase activity ‘continues to be weak’

The number of buy-to-let loans secured by buy-to-let landlords increased in January to the second highest monthly level since the introduction...

16 March 2017

From: Breaking News

Demand for buy-to-let ‘has never been so low’

The number of people investing in the buy-to-let sector is falling at an alarming rate, while many existing landlords are selling...

02 March 2017

From: Breaking News

Strong start to the year for buy-to-let market

While many will agree that 2016 was not the best year for buy-to-let, as the government introduced a raft of anti-landlord...

20 January 2017

From: Breaking News

Buy-to-let lending hits highest level since stamp duty surge

There was a significant rise in the amount buy-to-let landlords borrowed to invest in property before the introduction of new affordability...

18 January 2017

From: Breaking News

More buy-to-let landlords turn to bridging finance

The Bank of England’s decision to crack down on buy-to-let lending through the introduction of tighter borrowing rules and stricter affordability...

18 January 2017

From: Breaking News

Landlords to be adversely affected by tax changes and tougher lending conditions

Having long provided mega double-digit returns for investors, investment in buy-to-let has outperformed all major asset classes in recent years, but...

04 January 2017

From: Breaking News

Buy-to-let lending falls as mortgage crackdown hits landlords

Buy-to-let landlords have come under attack from the taxman and now also from the Bank of England, which could make landlord...

21 November 2016

From: Breaking News

Buy-to-let mortgage lenders slash rates

Mortgage lenders are slashing rates on mortgage deals designed for landlords, according to Moneyfacts.   The data analysis site points out that with...

13 April 2016

From: Breaking News

Mortgage clampdown: industry reaction

Proposals by the Bank of England to curb buy-to-let lending are “premature” according to the Residential Landlords Association (RLA). As Landlord Today...

31 March 2016

From: Breaking News

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